Master of Business Administration (MBA)

Archive for the ‘FEMA’ tag

Disaster Cleanup

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Injury or illness can occur when cleaning up your business following a disaster. Disasters result in obvious hazards such as downed power lines and contaminated waters, and hidden dangers such as molds and toxins. Taking the proper cleanup precautions means you can get back to business sooner. The following resources provide tips and advice to help you get safely back on your feet.

General Resources

These resources from the Centers for Disease Control (CDC) provide general guidance and information on specific cleanup issues:

Offers fact sheets, videos and podcasts covering a number of topics relevant to small business owners.

Gives information on how to protect you and others from getting sick as a result from a disaster.

Provides advice on how to prevent injury when cleaning up after a disaster.

The Occupational Safety and Health Administration (OSHA) has published information on cleanup hazards during natural disaster recoveries and workers’ safety following hurricanes.

Specific Cleanup and Safety Issues

In addition to the CDC and OSHA, the Environmental Protection Agency (EPA) and the Federal Emergency Management Agency (FEMA) help businesses deal with specific cleanup concerns.

Buildings and Equipment

Lists documents to help business owners deal with workplace and facility cleanup after a disaster.

Flooding and Mold

Chemical and Oil Spills, Hazardous Wastes and Pesticides

If you encounter hazardous material spills or discharges, follow these important steps:

  • Immediately Call the National Response Center 1-800-424-8802 (open 24 hours a day, every day). For those without 800 access, call 202-267-2675.
  • Contact the National Pesticide Information Center: 1-800-858-7378. For contacts at government, states and other organizations, go to this link: Pesticide contacts.
  • Report incidences by following the steps outlined in how to report environmental emergencies and spills.

The CDC’s Chemical Hazards Guide provides advice for protecting yourself from chemicals released during a natural disaster.

Reprinted from US Small Business Administration, please visit their site!

Written by leswaller

June 26th, 2013 at 8:34 pm

Posted in Managing a Business

Tagged with , ,

Disaster Assistance

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Disaster can strike at any time, and even the most prepared businesses and business owners can be adversely impacted. If your business has been impacted by a disaster, the SBA can help by providing disaster assistance.

Disaster assistance is money provided to individuals, families and businesses in an area whose property has been damaged or destroyed following a Presidential-declared disaster; and whose losses are not covered by insurance. Loans may be available to businesses that have suffered an economic loss as a result of the disaster. Assistance is available from the Federal Emergency Management Agency (FEMA), the SBA, the Farm Services Agency (FSA) and state governments.

FEMA Disaster Assistance

If you need assistance after a disaster, your first point of contact should be FEMA. Contact FEMA directly to apply for assistance, which includes money for housing and essential expenses, such as food and clothing; and critical personal expenses, such as medication. To learn more about FEMA and how to access assistance, explore the following resources:

Disaster and Economic Injury Loans

The SBA and USDA provide low interest loans to businesses and individuals to repair or replace real estate, personal property, machinery and equipment, inventory and business assets that have been damaged or destroyed in a declared disaster.

  • Home and Property Disaster Loans
    Renters and homeowners alike may borrow up to $40,000 to repair or replace clothing, furniture, cars, appliances, etc. damaged or destroyed in the disaster. Homeowners may apply for up to $200,000 to repair or replace their primary residence to its pre-disaster condition.
  • Disaster Assistance Loans
    SBA provides low interest disaster loans to homeowners, renters, businesses of all sizes and private, nonprofit organizations to repair or replace real estate, personal property, machinery & equipment, inventory and business assets that have been damaged or destroyed in a declared disaster.
  • Economic Injury Loans
    If your small business or private, nonprofit organization has suffered economic injury, regardless of physical damage, and is located in a declared disaster area, you may be eligible for financial assistance from the U.S. Small Business Administration.
  • Military Reservist Economic Injury Disaster Loans
    Provides funds to eligible small businesses to meet their ordinary and necessary operating expenses that they were unable to meet due to an essential employee being “called-up” to active duty in their role as a military reservist.
  • Farm Emergency Loans
    Offers emergency loans to help producers recover from production and physical losses due to drought, flooding, other natural disasters, or quarantine.

The Farm Service Agency also provides a disaster assistance guide for farmers and ranchers for natural disaster losses resulting from drought, flood, fire, freeze, tornadoes, and pest infestation.

Employment Assistance

Tax Relief Assistance

Reprinted from US Small Business Administration, please visit their site!

Written by leswaller

June 26th, 2013 at 8:28 pm